Controlling Mold Without Toxic Chemicals

Mold can grow anywhere there are damp conditions – from a windowsill to a
bathroom, to a whole house. While the health effects of most common molds are minimal, the chemicals we commonly use to remove the unsightly growth can harm our health. Mold cleaners can contain toxic chemicals such as pentachorophenol, which can be harmful through skin absorption or inhalation, and formaldehyde, which can cause cancer as well as irritate eyes, throat, skin, and lungs. Many mold cleaners carry the "DANGER" warning label and state that they should be used only in a well-ventilated area (next time you want to clean mold from your shower, look around for the ventilation …)

Fortunately, there are ways to clean and even prevent mold that are natural and safe
for you and your family.

Mold is a living organism that needs certain conditions to stay alive. A moist, dark,
environment with little moving air is perfect. Mold just can not live in an environment
that is dry, light, or breezy. The solution to any mold problem of any kind is to
introduce heat (to dry the moisture), light, or moving air (such as from a fan).

I used to live in an old house in a forest, next to a creek, in an area that has a lot of
rainfall in the winter. One year was particularly cold and rainy and so to conserve
heat, I closed the door on my extra bedroom, which contained books and research
papers, a bed, and out-of-season clothing. By the end of winter, there was so much
mold in that room that was was literally growing on my clothing. My cotton espadrille
shoes and cloth-covered binders were covered with blue fuzz. What to do? Mold was
covering literally everything!

In my situation, I opted to use heat. I put a portable space heater in the room and
closed the door. After several hours I peeked in and steam was rising. It was like a
sauna. After twenty-four hours, however, all was bone dry and I was able to brush
visible mold (now a dry powder) from walls, clothing, and other surfaces. The moral
of the story: if you live in a damp environment that does not get much sun, make
sure your heat circulates completely around the house, and even though it may take
more energy, it's needed to keep your home dry and safe. Mold can do damage to
material possession and human health, so its better to stay warm and dry.

If you have just a small area of ​​mold, use a hand-held dryer to dry it up in just a few
minutes.

You can prevent mold from growing by keeping areas dry. Find the source of
moisture and control it. Mold in an undersink cabinet, for example, may require
fixing leaky pipes. Controlling mold in a bathroom may involve installing a small
space heater to run after a shower to dry out the room, or using a fan for the same
purpose. No moisture – no mold.

In a closet, hang garments with space between them to allow for air-flow and install
a small light, both to dispel darkness and provide a little heat. If you live in a very
humid area, a dehumidifier may be necessary.

To remove mold from shower tile or other hard surface, mix borax and water, or
vinegar and water, in a spray bottle. Spray it on and the mold wipes right off. Borax
inhibits mold growth, so wash down the walls in your bathroom with a borax
solution and just leave it on, or sprinkle borax in damp cabinets under the sink. If
you need something stronger to remove stubborn mold, use hydrogen peroxide.

Steam cleaners – which clean, sanitize, and deodorize using only hot water – also
work great on mold. You can purchase small hand-held steam cleaners in the
housewares department of discount stores for about $ 50 or larger units on the
Internet.

Read more about controlling mold without toxic chemicals in my new book Home
Safe Home, at http://www.dld123.com/homesafehome.html .

All About Online Banking

Banking today isn’t about standing in line anymore. Instead of waiting in line, go online, and discover the advantages of internet banking. Access your account 24 hours a day, 365 days a year. Do all of your banking from the comfort of your own home. In fact, the advantages are numerous:

  • Look at your financial statements anytime you want. The online transaction record is updated instantly, so when the bank knows you made the transaction, you know too.
  • Save precious time and money. Going to the bank often requires booking time off work, driving a considerable distance, and spending hours in line. Doing your banking from home will save you has money, and will help you avoid unneeded stress.
  • Reschedule your payments. If you need to skip a payment, or pay off your credit card early, a simple click of the mouse and the transaction will be complete.
  • Send yourself money. If you are in the business or habit of sending money internationally, or even between cities, you could save yourself considerable hassle by transferring your money electronically from the comfort of your chosen internet connection.
  • Borrow money when you need it. If you have a financial product such as a line of credit, you can borrow money from it over the internet. A simple click and you can place the money in your checking or savings account.
    The possibilities of using the internet to conduct financial transactions has greatly increased the flexibility of the modern internet user. Instead of spending your life waiting in line at a bank, go online, and save your time and money.

Personal Security in the Social Networking Environment

Social Networking has spread like wildfire, and many of these sites are still gathering hordes of new members every day.

Facebook, MySpace, Twitter, Tagged, LinkedIn, YouTube and many others are an automatic must view every time many people sign on to the internet. How safe is your personal information on social networking sites?

Many of these 2.0 web destinations have a common theme, they encourage the sharing of information in one form or another with authorized followers. Granted a lot of the information people share is not harmful, though some can turn out to be very harmful, consider the following

  • The Lori Drew case, where Lori established a false online profile with the intent of bullying her daughters online rival. The rival ended up committing suicide. Lori is in prison. How many other cases like this are out there?
  • Some users make the bad guys job just too easy, by posting things like their social security number in their profile, or even when they register, these sites have no need for your social security number.

These examples are similar in that they are common mistakes.

  • Some things that get posted seem to be very innocent and not dangerous. A recent burglary was facilitated by a young woman who posted her plans to go out one evening on her social networking page. While she was gone thieves broke into her apartment and stop more than $ 10,000 worth of electronic and other equipment. Luckily they overlooked the CCTV equipment that recorded their actions, when the police released the video to the news media one of the young woman's followers recognized the thieves as other registered followers who she knew from high school. This particular incident turned out okay, just imagine though what could have happened if the young woman had come back to her apartment while the thieves were still there!

The above incidents point out some of the things you need to be careful about when interacting with social networks. Aside for authorized followers being able to access the info you post. Think about every way you interact, for example;

  • There are reports of hackers getting into social networking member files and finding information that can help the identify users.
  • A newer attack is the posted false false that attract followers, then the persons behind those profiles will solicit information from those followers.

So what are some of the steps you should take to stay safe on social networking sites?

  • Be careful of what information you provide on profile pages as well on your own page. Your age or birth date, your social security number, your location, your phone number, your email address, your job, your friends or family names, your photo, all could have been used to find information about your real identity.
  • Do not post information about your schedule schedule, your vacation schedule, even your work schedule, if a potential bad guy gets that kind of information, they will know when you are not home.
  • Never respond to invitations to share user names or passwords.
  • Be careful about exposing any personal information unless you know exactly who you are interacting with.

Translation Services Metrics and Averages

When requesting a translation quote the result can be a total mindfield. Translation quotes can be quoted per word, per hour, per character, per page, rates differ from language to language and translation company to translation company, some companies use translation memories and within this we get differing metrics for matching and repetitions, some rates include revision by a third party, rates differ from subject matter to subject mater while some companies charge project management fees. The list goes on and on and can often leave the client in a very confusing predicament. However in this article we hope to clarify some of the issues of translation quotes especially in the area of translation metrics.

Requesting a quote

The standard measurement of translation cost is by word or translation rate per word. This has many advantages in that it`s easy to measure and suits most world languages with the exception of some of the Asian languages. A translation quote per page is very unreliable as the word count per page differs depending on size of page, font size, graphics etc… A translation quote per hour also tends to be unreliable as some translators tend to be faster than others and a metric based on words has to be established to plan the work anyway. Also, both quotes per page and per hour do not fit into the analytical reports of translation memory tools. Most reports are based on raw analysis and manipulation of word counts. If a translation quote is based on time there is a huge and unnecessary degree of trust placed on the sub-contractor. In some cases a translation quote will be based on the character count. This is a reliable method to quote on translations however, leads to more complications due to higher character counts and more complicated calculations. In some cases, especially in the case of Asian languages it is more logical to base the quote on the character counts due to the nature of some of the Asian languages.

So far so good, we have reached our first concrete decision, the measurement value of our translation quote will be in words or in the case of Asian languages, characters. We now have to request an itemized quote from the translation services companies based on the word counts. After doing this we notice that some documents are translated at a higher rate than others. A general rule of thumb is that specialized fields such as legal, medical and technical tend to be 20% more expensive than general and business fields.

How so, you may ask and the answer is that there are fewer suitably qualified translators for the subject matter which tends to drive translation prices up. Other factors that contribute to a higher translation rate per word are as follows:

· Unusual language combinations with few translators

· Language combinations where the pool of translators have high living costs

· Highly specialized subject matter

Great! so we can now compare the word count and the rate from translation agency to translation agency but we then start to notice that some translation agencies are offering lesser rates for previously translated text or repeated text, while the rate for untranslated text may be slightly higher. These translation agencies are offering Translation memory services which stores previously translated text. It may be a first job with the agency so there is no previously translated text however there may be what we call in the industry repeated text which only needs to be translated once. This type of text may be offered to the client at say 30% of the normal rate. Translation Memory systems complicate the translation process and require investment on the part of the agency but they ensure consistency and cut costs in the long run. This is why translation services companies offering these services often have higher rates but in the long term the investment in higher rates is worth it

Here is a summary of the key decisions we have to decide on when analyzing translation quotes:

1. Translation Quote measurement (Words)

2. Understanding differing word counts

3. Understanding translation rates and why

- Degree of difficulty and expertise

- Language combination

Hopefully this article helps you to facilitate the translation quote process. Remember to ask the translation agencies to provide their quote in the same format. Ask them for a quotation per word with each document/text itemized. This will ensure you get an easy to compare breakdown of rates and word counts which should help the decision process easier! Happy outsourcing!